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Protect yourself against your vehicle’s depreciation!
Shocking News!
Annually your Car, Bike or Van depreciates by up to 25%. Protect your vehicle at today's value with GAP / RTI Insurance from £45 (Including IPT)
Special Offers
CHEAPEST WEB PREMIUMS We will not just match any competitors’ premium with a comparable product but offer you a further 7.5% discount! Just email info@shortfallcover.co.uk
PROTECT ALL YOUR VEHICLES Not just new vehicles depreciate each year! Buy one policy and receive up to 25% discount on subsequent purchases. (Discount code sent after first purchase)
ShortFallCover's GAP / RTI Insurance Protects Against Depreciation
'Shortfallcover will provide you with protection against any financial loss you may incur as a consequence of your vehicle being a Total Loss due to Accident, Fire or Theft.'
You may have come across other GAP Insurance (Guaranteed Asset Protection) policies covering ONLY outstanding finance on your vehicle. GAP / RTI Insurance from Shortfallcover pays YOU the difference between the insurer's payout and the motor dealer invoice value. (Or Parkers 'Good' Guide if a privately owned, purchased vehicle).
Shortfallcover's GAP / RTI Insurance
- You choose the GAP / RTI cover that suits you and your car, bike or van
- GAP / RTI Insurance Cover available for 1-4 years
- Vehicles covered up to 10 years old.
- Insurance Cover available for your PRIVATE/EXISTING vehicles.
Example Dealer Invoice (Vehicle written off after 18 months)
| Original Dealer Invoice (excl. dealer extras): |
£25,750 |
| Your insurance company agrees settlement: |
£16,250 |
| The shortfall: |
£9,500 |
| We pay you: |
£9,500 |
| Your shortfall: |
£NIL |
Example Secondhand Vehicle (Vehicle written off after 24 months)
| 'Private Good' Parkers Guide at date of policy inception: |
£15,000 |
| Your insurance company agrees settlement: |
£10,500 |
| The shortfall: |
£4,500 |
| We pay you: |
£4,500 |
| Your shortfall: |
£NIL |
Shortfallcover is Underwritten by IGI Insurance Company Limited authorised and regulated by the FSA. |

| Car, Bike & Van |
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Protect your vehicle(s) today!

SEE PREMIUMS BY HITTING PURCHASE
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SEE OUR FULL Terms & Conditions |